EXAPUTRA

  Commercial General Liability (CGL) Insurance: A Business Essential Commercial General Liability (CGL) insurance is a foundational type of business insurance that provides vital protection against common claims that can arise from everyday business operations.  Often simply referred to as General Liability (GL), this policy acts as a financial shield for your business, covering costs associated with lawsuits stemming from bodily injury, property damage, and personal and advertising injury to third parties. In today's litigious environment, even a seemingly minor incident—like a customer slipping and falling on a wet floor—can escalate into a costly lawsuit. Without CGL coverage, the resulting legal fees, medical expenses, and potential settlements could be catastrophic for a business's financial stability. CGL insurance is critical for virtually every type of business, especially those that interact with the public, have a physical premises, operate at client locations, or e...